TERMS AND CONDITIONS
Nationwide Financial Firm, LLC
Effective Date: June 24, 2026
1. Acceptance of Terms
By accessing or using the Nationwide Financial Firm, LLC website ("Website"), you agree to be bound by these Terms and Conditions. If you do not agree with these Terms and Conditions, please refrain from using the Website.
2. Use of the Website
2.1 Age Requirement: You must be at least 18 years of age or have the legal capacity to enter into a legally binding agreement in your jurisdiction to use this Website.
2.2 Account Registration: Certain features of the Website may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials.
2.3 Content Usage: You may access and use the content on this Website solely for personal, educational, and non-commercial purposes. You may not reproduce, modify, or distribute any Website content without prior written consent.
3. Financial, Insurance, and Educational Information
The information provided on this Website is intended for educational and informational purposes only. Nothing contained on this Website constitutes financial, investment, legal, tax, insurance, or accounting advice. You should consult with qualified professionals regarding your specific circumstances before making any decisions.
4. Privacy
Your use of this Website is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.
5. Intellectual Property
All content and materials on this Website—including text, graphics, logos, images, videos, training materials, and branding—are the exclusive property of Nationwide Financial Firm, LLC and are protected by applicable copyright and intellectual property laws.
6. User Conduct
When using the Website, you agree not to violate any federal, state, local, or international laws; infringe upon the rights of others; or attempt to gain unauthorized access to the Website, servers, or related systems.
7. Insurance Products and Services
Insurance products referenced on this Website are offered through appropriately licensed insurance professionals and may not be available in all states. Product availability, eligibility requirements, benefits, premiums, and riders vary by carrier and jurisdiction.
8. Links to Third-Party Websites
The Website may contain links to third-party websites for your convenience. Nationwide Financial Firm, LLC does not endorse, control, or assume responsibility for the content, privacy practices, or services of third-party websites.
9. Termination
Nationwide Financial Firm, LLC reserves the right to terminate, restrict, or suspend access to the Website at any time, with or without notice, for any reason, including violations of these Terms and Conditions.
10. Limitation of Liability
To the fullest extent permitted by law, Nationwide Financial Firm, LLC, its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Website.
11. Earnings and Results Disclaimer
Any testimonials, success stories, production numbers, income examples, or business growth examples presented on this Website are not guarantees of future results. Individual results vary significantly based on effort, experience, licensing status, and skill level.
12. Changes to Terms and Conditions
Nationwide Financial Firm, LLC reserves the right to update, modify, or replace these Terms and Conditions at any time. Changes become effective immediately upon posting.
📱 SMS & PORTAL COMMUNICATIONS TERMS (A2P COMPLIANCE)
13.1 Consent to Receive Communications
By submitting your information through our Website, online forms, advertisements, appointment scheduling tools, or other communication channels, you expressly consent to receive communications from Nationwide Financial Firm, LLC.
These communications include text messages (SMS), emails, and phone calls regarding:
Life insurance solutions (including Indexed Universal Life)
Financial education and retirement strategies
Appointment confirmations and reminders
Policy updates and document requests
Business, agency growth, and training opportunities
13.2 SMS Program Description & Frequency
Nationwide Financial Firm, LLC alerts and updates are sent via short code or long code numbers. Messages are used to follow up on your direct requests for financial and insurance services. Message frequency varies based on user interaction and transaction volume.
13.3 Rates and Charges
Message and data rates may apply for any messages sent to you from us and to us from you. Your consent to receive SMS text messages is completely voluntary and is not a condition of purchase or licensing for any product or service.
13.4 SMS Opt-Out Instructions
You can cancel the SMS service at any time. Just text STOP to the number from which you received the message. After you send the SMS message STOP to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time or contact us directly.
13.5 SMS Help and Support
If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly by contacting us at:
Phone: [Inserta el número de teléfono de tu agencia]
Email: [email protected]
13.6 Carrier Disclaimer
T-Mobile, AT&T, Verizon, and other mobile carriers are not liable for delayed or undelivered messages. For questions regarding your text plan or data plan, please contact your wireless provider.
14. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at:
Nationwide Financial Firm, LLC
Website: [Inserta la URL de tu sitio web, ej: joinnationwidefinancial.com]
Email: [email protected]
Phone: 904 315-6267